Shopping At Walmart With Visa and Mastercard Gift Cards

7 mins read

Shopping At Walmart With Visa and Mastercard

Walmart accepts all valid Visa and Mastercard credit, debit, and gift cards. Anytime you shop in person at a Walmart location or online on Walmart.com, you can use your Visa or Mastercard gift card as your preferred payment method at checkout.

If your Visa or Mastercard gift card is not working at Walmart, this could be because you have an insufficient balance. You should also check to make sure your gift card has not expired and that it has not been damaged in a way that might interfere with the processing of payment. For example, make sure the magnetic strip and/or chip are not scratched, dented, or otherwise damaged.

How Do Visa / Mastercard Gift Cards Work?

Unlike traditional brand-specific gift cards, Visa and Mastercard gift cards work like prepaid debit cards.

Each card is preloaded with a designated amount of money. Then, that card can be used to pay for purchases at any store or business that accepts Visa and Mastercard.

Visa and Mastercard gift cards work the same way, and there are no major differences between the two. However, Visa and Mastercard are separate companies, so the recipient of your gift card might have a preference between the two. However, the way they use their card and the retailers that will accept these cards as payment do not differ.

Both Visa and Mastercard gift cards can be reloaded when the balance runs empty. However, if you purchase a prepaid Walmart Visa gift card, you will not be able to reload it.

How Much Are Gift Cards At Walmart?

Visa gift cards sold at Walmart are available in the following denominations–$25, $50, $100, and $200.

Mastercard gift cards sold at Walmart are available in these denominations–$15, $20, $25, $50, $100, and $200.

If you purchase a Walmart gift card that is not a Visa or Mastercard gift, these can range in value from $10 to $1000.

Activating Your Gift Card

If you purchase your Visa or Mastercard gift card in person at a Walmart store, you do not need to activate it before use. 

However, if you order your gift cards online, they will need to be activated once you receive them.

To activate your Visa gift card:

  1. Visit this link or call the activation number listed on your card
  2. From the link provided, enter your card number where prompted and press “continue”
  3. Follow the prompts provided until your card has been successfully activated
  4. If calling Visa for activation, follow the prompts of the automated system until your card has been successfully activated

To activate your Mastercard gift card:

  1. Visit this link or call the activation number listed on your card
  2. Provide your card number, valid thru date, and security code when prompted
  3. Follow all prompts until your card has been successfully activated

When using a Mastercard gift card, you can also check your card balance by visiting the same link provided above. To check the balance of your Visa gift card, call the toll-free number provided on the back of your card and enter your card information when prompted. The automated system will tell you your current balance.

How To Pay With A Gift Card

Paying with a Visa or Mastercard gift card is as simple as paying with a standard debit or credit card.

Simply proceed with checkout as you usually would, whether you’re shopping in person or online. Then, when it’s time to provide your desired payment method, simply swipe or insert your gift card into the card reader or enter your card information when shopping online.

If your card is valid and has a sufficient balance, your transaction will be processed the same way as a debit or credit card transaction.

If you have any issues paying with your Visa or Mastercard gift card, try calling the customer service number listed on the back of your card for assistance.

Other Payment Methods Accepted At Walmart

The following payment methods are accepted at all Walmart stores and on Walmart.com in most cases:

  • Debit cards and credit cards (including Visa, Mastercard, Discover, and American Express)
  • Walmart Capital One Credit Cards
  • EBT / SNAP cards (not accepted online in Alaska, Montana, or Louisiana)
  • Walmart, Visa, or Mastercard gift cards
  • PayPal
  • Affirm

If you are shopping in person, you can also pay with cash.

FAQs

Can you buy a Visa prepaid card using credit at Walmart?

Yes. You can pay for a Visa gift card with a credit card.

Can you use a Virtual Visa card at Walmart?

Yes. Virtual Visa cards can be used on Walmart.com by simply entering your card information. If you would like to shop at Walmart in person using your Virtual Visa card, you will either need to ask an employee to enter your card information manually at checkout, or add your Virtual Visa card to the digital wallet in your Walmart app.

Can you get a reloadable Visa card at Walmart?

Yes. Although Walmart does not sell reloadable Visa gift cards, they do sell several different types of reloadable prepaid Visa debit cards. These cards are produced by Green Dot, Netspend, and Go2Bank.

Can you turn a Walmart gift card into a Visa card?

No. Walmart gift cards cannot be exchanged for any other type of currency and they cannot be used to purchase other gift cards. You must use your Walmart gift card to purchase merchandise at Walmart or on Walmart.com. Some websites online allow you to exchange or sell gift cards for cash or other currency, but it’s unclear whether these services are safe or reliable.

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