Does Aldi Take Credit Cards? (Fee, Cash Back and More)

Does Aldi Take Credit Cards? What about EBT, WIC and Coupons? We answer all those questions and more here!

does aldi take credit cards

There was once a time when Aldi stores in the United States didn’t accept credit cards. The policy before March 2016 was that only cash and debit cards were accepted.

The good news for Aldi shoppers today is that all Aldi locations in the U.S. accept Visa, MasterCard, Discover, American Express, and contactless pay such as Apple Pay, Samsung Pay and Google Pay in addition to cash and debit cards.

Can You Shop With Aldi Instacart Using Credit Cards?

Aldi has partnered with Instacart to give shoppers the convenience of online shopping and same-day delivery. As a result, customers can now order items from Aldi stores online.

You can pay for items with your credit card when shopping with Aldi Instacart. Simply enter your credit card details as one of the payment options on your Instacart account and select it at checkout.

Does Aldi Take Credit Cards For Curbside Pickups?

Yes. Aldi accepts credit cards for shoppers who choose curbside pickup. It isn’t very different from deliveries, as here, you select a defined location to get the items instead of having them brought to you.

Instacart, which accepts credit cards, powers this curbside pickup process. Visit the website, select your favorite items, and select the desired pickup location and the time you expect to be there before checking out. A staff member will do the shopping for you and bring the items to your car when you get to the pickup spot.

Does Aldi Have Tap and Go Points For Credit Cards?

Yes, Aldi’s point of sale systems are equipped with Tap and Go points. They are powered by NFC technology which allows users to pay using contactless payment options and Tap and Go cards.

As you approach the cashier, hold your Tap and Go enabled credit card, and the cashier will guide you on where to tap it. If it is approved, the payment will be completed and the amount deducted from your credit card.

Does Aldi Have Cash Back On Credit Cards?

Yes, Aldi has cash back on credit cards, but not always. These are promotions that run for specific credit cards and at different times.

Aldi doesn’t have a co-branded credit card that earns maximum rewards, like other retailers. However, you can find one that earns huge rewards on grocery items, for instance, the Blue Cash Preferred Card from American Express.

Check with your credit card provider to see if the specific one you have qualifies for cash back.

Does Aldi Charge A Fee To Use A Credit Card?

From research, Aldi charges 0.5% for customers in Australia and Germany. However, nothing explicit indicates that this is the case in the United States.

Does Aldi Have Its Own Credit Card?

No, Aldi hasn’t entered into an agreement with any financial institution to develop a specific credit card that can be used here only.

Other Payment Methods

When shopping at Aldi, you can pay using;

  • Cash
  • Debit cards
  • Electronic Benefits Transfer cards
  • SNAP cards
  • Link cards
  • Contactless payment such as Apple Pay and Google Pay

Does Aldi Take EBT

Yes! Aldi accepts EBT (Electronic Benefits Transfer), read more here.

Does Aldi Take Food Stamps

Food stamps are a bit of an outdated term, but for some reason, it’s still being searched in regards to Aldi and if they are accepted at the store.

SNAP, the Supplemental Nutrition Assistance Program, is the program formerly known as food stamps and SNAP benefits are issued on a plastic EBT card, which works like a debit card.

So yes, food stamps are accepted at Aldi in the form of an EBT card. If you’re using EBT, Aldi is a wonderful place to shop as your benefits go a lot further than other grocery chains.

Does Aldi Take WIC

Unfortunately, Aldi does not accept WIC, which is a Special Supplemental Nutrition Program that provides milk, cheese, eggs, cereals, peanut butter and other nutritional food items for Women, Infants, and Children.

The reason Aldi doesn’t accept WIC is that Aldi brands are not national brands, therefore they don’t qualify under the program guidelines.

Does Aldi Take Checks

No, Aldi does not accept checks.

Does Aldi Have Gift Cards

Yes! Aldi has gift cards and they can be purchased at all Aldi stores in $5 increments, up to $100. At this time Aldi gift cards can’t be purchased online, however, you can check the balance of an Aldi gift card online at

Aldi gift cards are reloadable. However, if the gift card has a $0.00 balance for over 30 days the card will be deactivated and will no longer be reloadable.

Does Aldi Take Coupons

Aldi does not accept manufacturers’ coupons. As the majority of Aldi products are Aldi brands with significant savings, no coupons are needed. When a national brand is stocked, it’s because Aldi negotiated the best price possible with their suppliers.

Be aware of fake electronic coupons that circle the internet. Aldi has stated that they don’t offer electronic coupons and they won’t be accepted at their stores.

The only coupons accepted at Aldi are from regional promotional mailings or newspaper ads that typically occur when a new store opens.


Photo credit: Sabine Peters


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