How To Use PayPal At Walmart?

Using your smartphone, PayPal can be a great way to pay when you’re shopping in person at your favorite stores, too. Keep reading to find out if you can use PayPal when shopping at Walmart.

Despite only accepting a short list of digital payment methods, Walmart absolutely accepts PayPal as a valid form of payment both in store and online as of 2022.

If you’re not already familiar with PayPal, we’ll give you a simple breakdown.

Founded in 1998, PayPal is a financial services company widely known for offering shoppers a secure way to shop online. By connecting your bank accounts and cards to your PayPal account, you can safely shop without handing over your card information to every retailer you visit.

But during their almost 25 years of business, PayPal has expanded their services to include a wide range of tools, including an app-based digital wallet service allowing shoppers to pay with PayPal in person, not just online.

PayPal also offers credit cards, debit cards, financing options, invoicing and other services for small business owners, and many more financial services.

Walmart accept paypal


How To Use PayPal At Walmart?

If you’d like to pay for your Walmart purchases using PayPal, you can do this in a variety of ways, including:

  • Pay with a PayPal Cash Card or Cashback Mastercard at any register, including self checkout, or online at (these can be used just like any other credit or debit card)
  • Go contactless by adding your PayPal account to your Walmart Wallet and paying for your in-store purchases with your smartphone
  • Shop online at using PayPal Credit, PayPal’s buy now, pay later program, or just your standard PayPal account

Can You Get A PayPal Card At Walmart?

First, it’s important to note that there are several different types of PayPal cards, including:

  • PayPal Cash Card (debit card)
  • PayPal Cashback Mastercard (credit card)
  • PayPal Prepaid Mastercard (gift card)

The only type of PayPal card available for purchase at Walmart and other retailers is the PayPal Prepaid Mastercard, which can be found where other gift cards are sold.

To get a PayPal Cash Card or Cashback Mastercard, visit

Types Of PayPal Accounts

Regardless of what type of PayPal account you have, you should be able to use it as a valid form of payment when shopping at Walmart.

There are three types of PayPal accounts, including:

  • Personal account
  • Business account
  • PayPal Payments Pro account

Keep in mind, though, that PayPal Payments Pro is a transaction processing service that functions differently from a standard PayPal account. So, you will still need to have either a personal or a business account to be able to actually make purchases.

How To Add Money To Your PayPal Account?

When using PayPal, you don’t actually need to add money into your account in order to make purchases. All you have to do is link a credit card, debit card, or bank account, then PayPal will use your selected payment method to process your purchases and payments.

To add a payment method to your PayPal account, follow these steps:

  1. Create or log in to your PayPal account through or the PayPal app
  2. From the top menu, select “Wallet”
  3. From here, select “Link a card or bank”
  4. Select which payment type you would like to link to your PayPal account
  5. Follow the prompts for the payment method you selected
  6. Once your card or account is successfully linked, you will be able to start making payments through your PayPal account instantly

However, if you’d still like to add money into your PayPal wallet, you can do so in a few different ways.

The easiest way to add money to your PayPal account is through or through the PayPal app. To add money using either of these platforms, follow these steps:

  1. Log in to your PayPal account through the PayPal app or through from your smartphone (PayPal no longer allows users to add money to their accounts through when using a laptop of desktop computer)
  2. From, click on the dropdown menu using the symbol in the upper left hand corner
  3. Select “Wallet”
  4. Click on your PayPal balance (in the PayPal app, your balance will appear on the home screen)
  5. Select “Transfer Money” (in app, click on “PayPal balance”)
  6. Select “Add money to your balance” (in app, click “Add money”)
  7. From here, you will need to have at least one bank account or card linked in order to add money to your account (in the app, you will also be given the option to add cash or check, which you can do by visiting a Walmart Money Services Center)
  8. Select the account or card from which you’d like to transfer money
  9. Type in amount you’d like to add
  10. Press “Done”
  11. Select “Next” to confirm
  12. Click “Add amount” to verify
  13. Transfers typically take 3-5 business days to show up in your account

Check out this handy video explaining all of these steps in more detail.

Benefits Of Using PayPal At Walmart

Paying with PayPal has many benefits, so we’ll go over just a few here.

The main benefits of paying with PayPal when shopping at Walmart include:

  1. Secure shopping – By paying with PayPal, you can be sure that your card and account information are encrypted and protected, so you never have to give your information directly to Walmart.
  2. No need to grab your wallet – Especially when shopping online, PayPal is a super convenient way to shop without ever having to pull out your wallet or type in your card information. With just a few clicks, you’ll be all paid up and ready to go. And if you’re shopping in person, you still won’t need your wallet to pay for your Walmart purchases as long as you have your smartphone with you.
  3. Track your transaction history – By using PayPal, you’ll have a permanent and searchable record of all of your transactions, whether you make your purchases in person or online.
  4. Easily deposit or withdraw money – Using a Walmart Money Services Center, you can manage many aspects of your PayPal account in person, including depositing and withdrawing money, making your shopping experience that much easier and more convenient.

Do You Need A Bank Account For PayPal?

It’s easy to wonder whether PayPal is only accessible to people who already have bank accounts. But surprisingly, you actually don’t need a bank account to use PayPal.

Anyone can sign up for a PayPal account with just an email address and password. It’s completely free to start, and only certain services come with fees attached.

You can even send payments through PayPal without a bank account, as long as you have a credit card. You could even apply for a PayPal Cashback Mastercard, meaning that you could theoretically use PayPal like it’s a bank.

Things get more complicated when it comes to withdrawing money from your PayPal account, though, as this typically requires you to have a bank account where funds can be transferred. However, depending on where you live, PayPal allows some customers to request a paper check of their PayPal funds. Or, you might also be able to request your funds in the form of a PayPal Cash Card.

But the most convenient way to withdraw money from your PayPal account without the need for a bank is to request a PayPal cashout at a Walmart Money Center.

Can You Deposit Or Withdraw Money From A PayPal Account At Walmart?

Starting in 2018, Walmart began allowing customers to withdraw money from or deposit money into their PayPal accounts using the Walmart Money Services Center. All you have to do is have an existing PayPal account, visit a Walmart Money Services Center, and let a representative know how much money you would like to deposit or withdraw.

Other Payments Accepted At Walmart

Walmart’s accepted payment methods include:

  • Debit cards
  • Credit cards (including Capital One Walmart Credit Cards)
  • Cash
  • Checks
  • EBT / SNAP benefits
  • Gift cards
  • PayPal (including PayPal financing / “buy now, pay later”)
  • Affirm

For an in-depth look at Walmart’s accepted payment methods, click here.


Does Walmart self-checkout accept PayPal at Walmart?

Yes. You can use PayPal Cash Cards, PayPal Cashback Mastercards, or add your PayPal account to your Walmart Wallet inside the Walmart app to pay using your smartphone.

Does Walmart accept PayPal at the register?

Yes. You can use PayPal Cash Cards, PayPal Cashback Mastercards, or add your PayPal account to your Walmart Wallet inside the Walmart app to pay using your smartphone.

Can you pay contactless with PayPal at Walmart?

Yes. If you link your PayPal account or card to your Walmart Wallet inside the Walmart app, you will be able to complete a contactless payment using your PayPal account at Walmart.

Can you transfer Walmart gift cards to PayPal?

Yes. As long as your gift card has a Visa, Mastercard, Discover, or American Express insignia on it, you can add this gift card to your PayPal account as a payment method.

Does PayPal accept Walmart MoneyCards?

Yes. Walmart MoneyCards are typically sold as either Mastercard or Visa cards, so you should be able to add these to your PayPal account as a valid payment method.

Can you use PayPal Credit at Walmart?

Yes. PayPal Credit is accepted anywhere PayPal is accepted, including Walmart.


There you have it! There are so many ways to pay with PayPal when shopping at Walmart, whether you’re shopping online or in person. You don’t even need a bank account to use PayPal these days, and if you ever need to withdraw your PayPal account balance, you can just visit a Walmart Money Services Center to withdraw your funds.

Honestly, it sounds like having a PayPal account and having quick and easy access to a Walmart location is a pretty decent alternative to having a bank account if that’s something you’re trying to avoid.

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