How To Use PayPal At Lowe’s (Online + In Store)

Lowe’s accepts PayPal for online purchases. However, you cannot pay with your PayPal account when shopping in person at Lowe’s. This is because Lowe’s stores are not equipped to accept digital payment methods in their stores.

The only exception to this is if you have a PayPal Cashback Mastercard. Lowe’s stores accept all Mastercard credit and debit cards, so paying with a PayPal Mastercard should be no problem.

No matter what kind of PayPal account you have, you should be able to use it to pay for your online purchases on

PayPal At Lowe's

PayPal Cashback Credit Card

If you want to shop at Lowe’s using your PayPal account, you can apply for the PayPal Cashback Mastercard here. With this card, you can earn 2-3% cash back on all of your purchases.

The PayPal Cashback Mastercard is accepted anywhere that takes Mastercard. To use it at Lowe’s, simply pay at any register using this card the same way you would with any other credit card.

Can You Buy Lowe’s Gift Cards With PayPal?

Another great workaround for shopping at Lowe’s with your PayPal account is to purchase Lowe’s gift cards online using PayPal.

You can browse through all of the Lowe’s gift card options here, which include physical and e-gift cards. By purchasing your gift cards with your PayPal account on, you can then shop at Lowe’s with money from your PayPal account. It’s not exactly a direct workaround, but it’s worth a try!

Other Payment Methods Accepted At Lowe’s

Lowe’s accepts the following payment methods…

  • Cash and personal checks (in store only)
  • Lowe’s credit cards and gift cards
  • Visa, Mastercard, American Express, and Discover
  • PayPal

Unfortunately, Lowe’s does not currently accept Apple Pay or any other digital wallet-based payment in stores.


Can you use your phone to pay at Lowe’s?

No. Unfortunately, Lowe’s is not currently set up to accept phone-based payments in stores.

Does Lowe’s accept Apple Pay?

No. Lowe’s does not accept Apple Pay at this time.

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