What Does the Costco Visa Extended Warranty Cover?

Costco offers some of the best warranties on purchases. While most electronic items come with manufacturer’s warranties, sometimes they don’t provide adequate coverage.

If you’re looking for an extended warranty, the Costco Visa card’s protection makes it a wise choice. This post will look at how Costco’s Visa extended warranty works, its terms and conditions, and how you can claim your warranty.

Costco Visa Extended Warranty

The Costco Visa Extended Warranty is an optional service that provides additional coverage for eligible purchases made with your Costco Anywhere Visa Card. The warranty covers eligible products against manufacturer defects or malfunctions after the manufacturer’s warranty expires for up to two more years.

The Costco Visa extended warranty covers the following:

  • Electronic items – including TVs, projectors, computers (excluding touch screen tablets)
  • Major appliances – including fridges, ranges, dryers, microwaves, water heaters, dishwashers, and freezers

How Long Is Costco Visa Extended Warranty?

The Costco Visa extended warranty runs for two years. The warranty comes into play after the expiry of the Costco Concierge services warranty and any other warranties that are in place. However, you can buy an additional warranty through Allstate protection plans within 90 days of purchase.

Allstate protection plans provide three years of coverage for eligible electronic items against mechanical and electrical failures or breakdowns during regular use. The amount needed for each protection plan depends on the cost of the item you are getting the warranty for. For example, a protection plan for a television worth $500 – $1,000 will cost you $64.99.

How Does Costco Visa Extended Warranty Work?

The Costco Visa extended warranty protects any product covered by the typical Costco standard warranty, which runs for two years from the date of purchase. However, for the item to be eligible for coverage, you need to pay for it using your Costco Visa Card by Citi. The warranty covers eligible items for repairs or replacement, with a limit of up to $10,000 per item.

What are the terms & conditions of the Visa Extended Warranty?

You can use a Costco Visa extended warranty with an existing manufacturer’s warranty. However, some items may be covered by a manufacturer’s warranty but aren’t eligible for the Costco Visa extended warranty. These include

  • Motorized vehicles such as boats, aircraft, and cars
  •  Pre-owned, used, or antique items
  • Items that don’t have manufacturer’s warranties
  •  Repair or product installation services unless covered by a manufacturer’s warranty

The extended warranty doesn’t cover normal wear and tear, cosmetic damage or mechanical failure after the manufacturer’s warranty expires. The warranty also excludes any improperly installed, maintained, or damaged item due to negligence or failure to read instructions provided with the product.

How to Claim Your Costco Visa Extended Warranty

To claim your Costco Visa extended warranty, you either file a claim online, by email or through a call. For online claims;

  • Go to the Citi card benefits page
  • Click on How to file a claim
  • Select claim center
  • Click on Start a new claim
  •  Enter details such as your zip code, your last name, and the last four digits of your credit card
  •  Click on Get started
  • Enter all the required information and then submit the claim

You can also fill in an extended warranty claim form and email it to [email protected] or send it through fax at (312) 395-9501. Remember to attach all the necessary documents as required. You are required to submit the form within 180 days of item failure. Alternatively, you can file your claim by calling the claim services department at +1 (866) 918-4670 from 8 am -12 am, Monday to Sunday.

You can check your Costco extended warranty by calling Costco’s concierge services at +1 (866) 861-0450. Before calling, ensure that you have the following information ready

  • Your Costco membership number
  • The item number (you can find it on the receipt)
  • Your receipt
  • Model number
  • Serial number
  •  Purchase date

Costco Visa Extended Warranty Review

Costco Visa Extended Warranty can be helpful if you want peace of mind when buying big-ticket items like appliances, electronics, or furniture. According to some customer feedback, the Costco Visa extended warranty is a good option for your purchases.   

You can extend the warranty on these items by up to two years and get free repairs if something goes wrong with them during that time frame. To get more information on your warranty, call Costco Concierge Services at 1-866-861-0450.


Does Costco Citi card no longer offer an extended warranty?

Costco’s Citi Visa credit card still offers an extended warranty on any purchase made with the card. It provides an additional two years warranty for eligible items starting after the end of the manufacturer’s warranty.

Does the Costco Visa card have travel protection?

The Costco Anywhere Visa Card by Citi offers collision damage coverage and coverage for theft and damage when renting cars worldwide. It also has 24/7 roadside assistance and travel assistance services such as emergency medical care, lost luggage reimbursement, lost ticket reimbursement, and more. However, from September 22, 2019, the card stopped providing coverage for trip cancellation or interruption coverage.

Costco Visa card also covers your purchases against theft or damages. To be eligible, you must pay for your items with the Costco Anywhere Visa Card by Citi or a Costco credit card reward certificate. The card offers protection of up to $1,000 per item or up to $50,000 per calendar year.

Does Costco offer a free warranty?

Costco offers a free warranty program through the Costco Concierge Services. The warranty is available to Costco members and covers all major appliances for up to 2 years.

Does Costco have a lifetime warranty?

Costco doesn’t have a lifetime warranty. What the retailer provides is a 100% satisfaction guarantee on its products.

Does Costco Visa offer an extended warranty on refurbished items?

Costco offers extended warranties on any items sold through its warehouses, but it doesn’t provide extended warranties on refurbished items.


Costco offers extended warranties on all items purchased through the Costco Anywhere Visa card. The warranty covers electronics such as TVs, projectors, and computers. It also covers major appliances such as dryers, fridges, freezers, and microwaves.

You’ll get an extended two-year warranty on eligible items, which starts after the usual manufacturer’s warranty. You can also buy an additional three-year warranty for the items through Allstate protection plans.

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